Signate Loan Process

Signate Loan Process

Find out what’s involved in taking out a loan, from start to finish.

It costs nothing to speak to our friendly and professional staff, who can quickly help find out how much you can borrow and which loan may suit your needs, plus answer any questions about the process.

How does the process work?

Fact Find and Supporting Documents

If you are looking to purchase, refinance or invest we will firstly work together so we can obtain a full understanding of your financial situation, requirements and objectives for this loan and your future financial goals.

We will then go through the supporting documentation required by the lenders which will include information regarding your Identification, Income, Expenses, Assets & Liabilities.

Preliminary Assessment and Finance Proposal

Once all required supporting documents are received a preliminary credit assessment will be completed via the 58 lenders and approximate 1400 loan products available on our panel to help you obtain your borrowing capacity range and pre-qualify your lending proposal.

We will identify a solution from the lenders on our panel that we believe can assist with your requirements & objectives. This Finance Proposal will outline the options for suggested lenders, loan products, current special offers and the finance structure for your new loan.

Formal Submission

When you have agreed with the final finance proposal we can then submit a finance application to your chosen lender for formal approval. 

We will navigate you through the lenders finance process and assist you with their loan offer and mortgage paperwork. We can also help you with establishing your bank accounts and online banking access with the lender if required.

Settlement

This is the best part of the process, we will help you get to the settlement of your new loan by liaising with the chosen lender and your legal representative to ensure that everything happens smoothly.

Ongoing Relationship

As your Finance broker we can assist you with any general queries or requests to alter your loan in the future so please do not hesitate in contacting us if you need any help with your lending, no matter how big or small the request is.

Review

We will remain in contact with you from time to time and will invite you to review your loan in the future to ensure that your lending is relevant to your future requirements and remains competitive.

Residential Lending Solutions

  • Buying, building or renovating a home
  • Investing in property
  • Accessing Equity in your home
  • Refinancing & Debt Consolidation
  • First Home Buyers advice

Equipment Finance

  • Purchase of Motor vehicles for business and private use
  • Specialist equipment purchases
  • Business Insurance Premium Funding options

SMSF Lending

  • Finance for the purchase of Residential property
  • Finance for the purchase of Commercial property
  • Refinance of existing SMSF lending

Business & Commercial lending solutions

  • Finance options for Business acquisition or expansion
  • Cash flow lending solutions
  • Commercial property investment
  • Property Development Finance solutions

Mortgage Broking advice is provided by Signate Lending, Australian Credit Rep License Number: 416 632.

Gold Coast

Phone:  07 5580 9489

Suite 1303, Lakeside 2, Bermuda Point, 1 Lake Orr Drive, Varsity Lakes, QLD 4227

Email : enquiries@spwealth.com.au

Mailing Address:
PO Box 1040 Burleigh Heads QLD 4220

Mon - Fri: 9am - 5pm
Sat - Sun: Closed

Eight Mile Plains

Phone:  07 3392 0077

Level 1 Suite 2 4 Clunies Ross Ct, Eight Mile Plains Qld 4113

Email : enquiries@spwealth.com.au

Mon - Fri: 9am - 5pm
Sat - Sun: Closed

Spring Hill

Phone:  07 5580 9489

Suite 3, 290 Boundary St, 
Spring Hill, Queensland 4000

Email : enquiries@spwealth.com.au

Mon - Fri: 9am - 5pm
Sat - Sun: Closed